Behind The Headlines: Private Healthcare Plans Pay Hospitals More Than Twice The Medicare Rate

RAND Corporation analyzed the cost of hospital care across 25 states and found that hospitals, on average, charged the privately insured 2.4 times what they charge Medicare patients. A separate study by West Health found that private insurers paid California hospitals more than two times as much as Medicare paid for similar services. Private non-profit hospitals charged the most for privately insured patients.

Cross-Country Comparisons, Part I: Economic Freedom Rankings

Note that economic freedom and government regulations are perfectly compatible, as long as the regulations are “necessary to protect and maintain liberty itself”. Of course, that wording invites a whole slew of questions, such as…

Saving Endangered Species Through Better Farming

To make matters even worse, most of the developing world is moving to beef and cows wreak much more environmental havoc than chickens and pigs. Unfortunately, this trend is likely to continue at least for the next couple generations. Which is a long time if you’re an endangered species.

Moral Outrage and Governing Wisely

Moral outrage makes ends absolute: This must stop! That must happen! No ifs, ands, or buts…. Governing wisely is about setting priorities, a process that assumes scarcity: the principle that valued ends require scarce resources with alternative uses.

Housing the Chronically Homeless, Part II: A Possible Way Forward

The problem: chronic homelessness, defined as being without housing for at least a year. It’s estimated that almost a third of the homeless are chronically homeless.

The mission: Figure out a way to house the roughly 10,000 chronically homeless in the San Francisco Bay Area.

A possible solution: …

Housing the Chronically Homeless, Part I: Context and Considerations

According to the Bay Area Council Economic Institute, there are roughly 28,200 homeless people in the California’s nine-county Bay Area, which includes San Francisco, Oakland, and San Jose. Extrapolating from previous research, I’m guessing about a third of these individuals are chronically homeless, defined as being without housing for at least a year. This is a tough bunch to help: between mental illness, physical disability, substance abuse, lack of social skills, a fierce independent streak, and/or neurocognitive disorganization, the chronically homeless are often unable to live normal, productive lives. No, most of these folks can’t “just get a job”.

Environmental Issues to Engage Climate Change Skeptics

…For instance, in a recent survey, even though just 36% of Republican or Republican-Leaning Millennials endorsed “Earth is warming mostly due to human activity”, 83-87% of the same group supported expansion of renewables and 60% wanted the government to do more to protect animals and habitat (Pew Research 2019). So here are some environmental causes the skeptics might be interested in: …

Crime, Punishment, and Rich People

Leniency is called for when an individual is at low-risk for reoffending and there is no need to “make an example” of the person to deter others from engaging in the same criminal behavior.

Designing a Society for Human Flourishing: A Framework

In its original Founding-Father sense, happiness was akin to felicity, a kind of well-being that comes from living a purposeful and productive life.  Today we would call that sense of well-being flourishing. …So what does a government need to do to create conditions conducive to flourishing?  Put differently, what does a government need to do to increase the sense of control and self-efficacy of its citizens, allowing them to pursue purposeful and productive lives?

Is Capitalism As Bad As They Say It Is? Part II: Wages

“How on earth could young people, whose wages are flat…dare question the larger economic forces in their lives?!” - Alexandria Ocasio-Cortez. …So, what’s happening with wages? I have a source for that: the Federal Reserve Bank of Atlanta, which tracks wage trends in the US. Here’s a recent Atlanta Fed chart on wage growth by income quartile over the past 20 years: